‘Family glitch’ fix makes thousands of Granite Staters newly qualified for cheaper insurance

The “open enrollment” window to buy subsidized health care from the federal government opened Nov. 1 and runs through Jan. 15. Here’s the bigger news: A fix of the so-called “family glitch” means thousands more people may now qualify for cheaper insurance – but not know it. 

“We’re worried that if people had checked on this program in years past, they (may not have qualified) and now they won’t come back and check again,” said Jeremy Smith, program director for First Choice Services, one of two federally funded programs that help Granite Staters navigate options and enrollment. “So we’re trying to make sure that people know that this is a special year and that they need to come look at it.”

The family glitch fix is one of three significant changes to the federal subsidized health plans. The Inflation Reduction Act extends two others enacted under the American Rescue Plan Act: more generous subsidies and no income limit to apply, meaning people who lost subsidies when their income increased even slightly will instead see subsidies taper off but not disappear.

This year’s open enrollment period is especially important because it coincides with the anticipated end of the federal public health emergency when an expected 90,800 Granite Staters will no longer qualify for Medicaid. Deputy Insurance Commissioner David Bettencourt is urging Granite Staters to check their ongoing eligibility now and sign up for federal health insurance if they will lose Medicaid.

“Anytime there is a rush to the door, it makes for a more difficult situation,” he said.

Continue reading the article [HERE].

Affordable Care Act Open Enrollment Is Here – NHPR

Monday marked the first day of open enrollment for health insurance plans under the Affordable Care Act.

It’s the first open enrollment period in years where New Hampshire will have in-state health care navigators, who provide free enrollment assistance and help people choose plans.

Two months ago, Elias Ashooh found out his organization, Health Market Connect, was the recipient of a million dollars in federal funding to start a new navigator program.

“We had a huge hiring spree,” Ashooh says. So far, he’s hired 10 navigators, scattered across the state to offer in-person and virtual assistance.

Last year’s open enrollment period took place before new subsidies under the American Rescue Plan had been passed, so many Granite Staters may find they now qualify for a lower-cost plan.